Scams can come in many forms, but all are designed to get hold of your money. They can do this by getting you to reveal your personal details, stealing your information, or even getting you to willingly hand over the cash.

The key is knowing how to recognise a scam, protect yourself and what to do if you think you�ve been targeted or have fallen victim. The tactics used by scammers and fraudsters can vary from someone coming to your front door to an unexpected phone call. The internet and advances in digital communications have opened other ways for scammers to target you and steal information.

Chances are, you�ve come across the most common type of scams � the spam email from a Nigerian prince or reporting to be from HMRC or your bank. However, while email scams can be quite easy to spot and avoid, others are much more sophisticated.